1. Nature of the Service
Carmel Residents Directory is a privately run reference to public indexes, official search routes, and historical collections relevant to Carmel, New York. It does not host a government record collection and has no affiliation with a government office, court, or records custodian.
2. Rules for Using This Site
Use this service only for lawful purposes. You may not use it, or material reached through it, to:
- Stalk, harass, intimidate, threaten, or harm any person
- Locate someone protected by a restraining or protective order
- Commit identity theft or fraud
- Make FCRA-regulated decisions (credit, employment, tenant, insurance)
- Scrape, copy, or republish the site's content at scale
- Interfere with the site's operation or security
3. We Are Not a Consumer Reporting Agency
Carmel Residents Directory is not a consumer reporting agency under the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq. Nothing here, including a result from a linked tool, is a consumer report. It may not be used to determine eligibility for credit, employment, housing, insurance, or another FCRA-covered purpose.
4. Links to Outside Sites
Official portals, archives, and third-party services, including sponsored search tools, operate under their own terms and privacy rules. We do not control their content, price, availability, or information practices.
5. No Warranties
The service is offered "as is" and "as available" without warranties. We do not promise that its content is complete, current, or error-free, or that an external portal will remain available or return a correct result.
6. Limits on Our Liability
To the maximum extent the law allows, we are not liable for any direct, indirect, incidental, consequential, or special damages arising from use of this site or any linked resource, including decisions made from records found through it.
7. Indemnification
You agree to indemnify and hold harmless the operators of this site from any claim or demand, including reasonable attorneys' fees, arising from your misuse of the site or violation of these terms.
8. Intellectual Property
The original text, design, logo, and layout of this site are protected by copyright. Linking to any page and quoting brief excerpts with attribution is welcome; republishing full pages or systematically copying content is not.
9. Changes to These Terms
We may revise these terms by publishing an updated version here. Use after that posting accepts the revised terms.
10. Cutting Off Access
We may block or restrict any user who violates these terms or abuses the site, at our discretion and without notice.
11. Governing Law
New York law governs these terms, without regard to conflict-of-law rules. Public-record access mentioned by this service is subject to New York Freedom of Information Law, Public Officers Law Article 6, §§84–90, and the separate statutes and court rules that may restrict a particular record.
12. Severability
If any part of these terms proves unenforceable, the rest stays in force.
13. Questions
Send questions about these terms through the Contact page.